It's Drive Time

It’s Drive Time – with our Excellent
Auto Loan Rates

Now is a great time to let Central State Credit Union put you in the driver’s seat. And whether this will be your first car or you’ve owned before, you want new or used, or you’re purchasing from a private party or dealership, CSCU members are easily and conveniently “ready to roll” with our exceptional auto loan programs and services.

  • CSCU budget-friendly rates are as low as 2.85% APR and terms of up to 84 months. And 90-day first-payment deferral is also available. Get pre-approved online or visit a participating Credit Union Direct Lending (CUDL) dealer to get the same great rates and benefits right at the dealership.
  • AutoSMART is at-your-fingertip information with online tools for comparing cars, researching rebates, checking auto values and vehicle history, and getting price quotes. Watch the video “How to get a great deal using AutoSMART” and download the AutoSMART mobile app.
  • Our First-Time Auto Buyer Loan will start your engine and enable you to establish credit history. All you need is at least one year at your current job, no derogatory credit marks and a cash down payment of at least 10% of the sales price. CSCU members enjoy low first-time buyer rates and loan terms up to 60 months.
Sign up for FREE eStatements

Sign up for FREE eStatements

CSCU members can enjoy easy account access, anytime and anywhere, with our online services. That includes no charge for eStatements, even after March 1, when checking account paper statements will begin to incur a $5 per month charge.

Free eStatements give you:

  • 24/7 access to your CSCU statements
  • Less paper, filing and shredding
  • More security and reduced risk of identity theft
  • Assurance that you are doing your part to use less paper and save trees

Convert to eStatements today. You’ll be greener – and save some green.

“Like” Us and Win $25

“Like” CSCU’s Facebook page and you may win a $25 Visa gift card. We’ll select two lucky winners each week throughout the month of March, so give us your thumbs up today. (And be sure to invite your friends and family for their chance to win as well.)

It’s YOUR Day

Save the date, May 12, 11 a.m. to 2 p.m., to join CSCU for Member Benefit Day with refreshments, fun, kids’ fingerprinting kits and an opportunity to visit with CSCU business partners. We’ll also provide document shredding – with a Shred-it truck onsite – for your donation of a non-perishable food item to the Stockton Emergency Food Bank. Representatives from the Food Bank will be on hand.